Finding the best car insurance company for you

Pricing and discounts made up a portion of each insurer’s score, but we know that cost is the top factor for many auto insurance shoppers. Since pricing is based on personal factors including your age, location, vehicle and credit history and gender (in most cases), it’s important to shop around for car insurance quotes.

If price is the most important factor in your search, comparing car insurance quotes can help you find the cheapest rate. But your shopping experience will also shed light on a company’s customer service standards.

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We've been protecting people, businesses and futures for more than 90 years.

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We protect vehicles, property, pets and events.

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We protect businesses and employees, as well as company property and vehicles.

For your future

We protect investments, retirements and financial dreams.

Pricing and discounts made up a portion of each insurer’s score, but we know that cost is the top factor for many auto insurance shoppers. Since pricing is based on personal factors including your age, location, vehicle and credit history and gender (in most cases), it’s important to shop around for car insurance quotes.

If price is the most important factor in your search, comparing car insurance quotes can help you find the cheapest rate. But your shopping experience will also shed light on a company’s customer service standards.

To find the top car insurance companies:

Visit your state insurance commissioner’s website to find complaints and other information about companies in your area.
Ask your agent or a customer service representative any questions you have to make sure you’re getting all the coverage you need — and nothing you don’t want.
Consider smaller insurance companies, too. Small companies offer rates well below large competitors in many locations.
If you’ve had tickets, DUIs or other violations, be sure to shop three and five years after the incident, when surcharges can drop significantly.

The Best Insurance Companies for 2021

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The Best Car Insurance Companies for 2021

We looked at claims processes, transparency, complaints and more to find and rank the best car insurance companies.

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

The best car insurance companies give their customers more than just coverage they want at a reasonable price — merely good companies can do that. On top of that, the best auto insurance companies provide a customer-first experience from quote to claim, including a headache-free way to manage policies and make payments.

Faq

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What's included in the quoted daily rate?

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What is the rental's mileage plan?

What are your extra insurance options?

Do I need to return the rental with a full tank?

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